1. Question 1 — What do scammers want when asking users to open a payment link?

• ✅ Credit card data

• ❌ Personal interests

• ❌ Financial opportunities

• ❌ Browser history

Explanation:
Payment–related phishing links aim to steal credit card information and banking details.

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2. Question 2 — What raises suspicion of phishing?

• ❌ Customized greeting and logos

• ❌ High-quality graphics

• ✅ Personal spelling errors

• ❌ Legitimate service alerts

Explanation:
Phishing emails often contain spelling/grammar issues, a major red flag.

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3. Question 3 — Why understand phishing scams?

• ❌ Entertain recipients

• ❌ Advertise products

• ❌ Steal personal info

• ✅ Improve email security

Explanation:
Understanding phishing helps individuals protect themselves and secure communications.

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4. Question 4 — How users are redirected in pharming attacks?

• ✅ DNS manipulation or malware

• ❌ Email scams

• ❌ Fake calls

• ❌ Account hacking

Explanation:
Pharming alters DNS settings or installs malware to redirect users to fake sites.

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5. Question 5 — What is phishing?

• ❌ Physical access attack

• ❌ Hardware hack

• ❌ Legal patent process

• ✅ Fraudulent attempt to steal sensitive information using deception

Explanation:
Phishing tricks users into giving login credentials, banking info, etc.

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6. Question 6 — Key characteristic of social engineering in phishing

• ❌ Exploiting software

• ❌ Complex algorithms

• ❌ Physical tampering

• ✅ Manipulating people into revealing information

Explanation:
Phishing relies on human psychology, not technical exploits.

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7. Question 7 — Why trace the money trail?

• ❌ Improve reputation

• ✅ Identifies where the funds went and who is involved

• ❌ Guarantees full recovery

• ❌ Prevents all future threats

Explanation:
Following the money uncovers scammers, cash mules, and accounts involved.

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8. Question 8 — Why are people deceived into becoming cash mules?

• ❌ Part of syndicate

• ❌ Think they help law enforcement

• ❌ They get huge sums instantly

• ✅ They see it as an easy job with minimal requirements

Explanation:
Cash mule recruitment often promises easy money for little effort.

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9. Question 9 — Critical step to prevent vishing

• ❌ Change phone number

• ✅ Keep personal info private & verify caller identity

• ❌ Strong Wi-Fi password

• ❌ Antivirus software

Explanation:
Vishing relies on impersonation, so confirming identity is essential.

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10. Question 10 — Why vishing has high financial impact?

• ❌ Targets wealthy people only

• ❌ Uses complex software

• ❌ Relies on physical mail

• ❌ Small payments over time

• Correct Answer: Not listed in choices

However, the closest correct option based on standard cybersecurity knowledge:

They often target individuals with substantial assets. → This is the most reasonable of the provided answers.

So:

• ✅ They often target individuals with substantial assets.

• ❌ Others

Explanation:
Vishing scammers often target people who are more likely to pay large sums quickly, such as seniors or high-net-worth individuals.

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🧾 Summary Table

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